Thanks guys. I really appreciate your insight in this matter. It does seem that the smart move would be to study some more and be patient. I am going to continue to look but unless I feel 100% certain I am getting a great deal, i will take my time. I am excited to get started but think I will take a step back and get all the necessary info. Im sure I will be asking plenty of questions on this forum.
Thanks again for all the help!
Ken
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