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Alx · 09-07-2008, 08:34 PM

This is the reason also that "cashier checks", "official checks" etc. are no longer good-as-cash. A few years ago, I tried to cash one, at my own bank, and was asked for my account number. When I said it shouldn't be needed on a cashier check, the teller said it could still come back on them, and thus on me. In other words, it really is no different on the receiving end from any other check, although they have to be paid for with secured funds on the purchase end. Assuming that they are not bogus from the get-go - which is the problem - until clearance, they may prove forged.

09-07-2008, 08:34 PM	#35
Alx User Join Date: Sep 2006 Location: Nashville, Tennessee area Posts: 263 Thanks: 5 Thanked 3 Times in 3 Posts	This is the reason also that "cashier checks", "official checks" etc. are no longer good-as-cash. A few years ago, I tried to cash one, at my own bank, and was asked for my account number. When I said it shouldn't be needed on a cashier check, the teller said it could still come back on them, and thus on me. In other words, it really is no different on the receiving end from any other check, although they have to be paid for with secured funds on the purchase end. Assuming that they are not bogus from the get-go - which is the problem - until clearance, they may prove forged.