Ponyman, it is not true that spammers don't have, or can't get, your name, the one I posted a week or so ago came with my full name in the TO: line, it looked totally authentic. I use Firefox as my browser and when I put the cursor on the blue highlited link that I was to click to dispute the transaction, it showed me the real address just above the toolbar, in the one I got that supposed had the PayPal link it gave me the following:
http://www.cradelofdreams.com/.us/deny.htm, that sure is not a PayPal address.