G.W. Gill
Find an image that you wish to get a URL to.
1 - Right Click on the image.
2 - A window opens with "Properties" at the bottom, Left click on "Properties".
3 - Another window opens with "Address (URL) in the center.
4 - left click outside of but near the address and drag the pointer over the address (URL) this will highlite the address.
5 - Press [Control] and [c] at the same time.
6 - You now have "Copied) the URL and can (Paste) it in your post by Pressing [Control] and [v] at the same time.
Caution: It is best to place it on its own line, with out adding anything with it.
Message text on the line above and below is acceptable.
7 - If a photo you wish to have it appear in the "Forum Thread", It must be less that 200 K bytes (the size will be found in the Properties Window directly below the URL that you copy.
8 - Paste the URL in your post and go down to (Instant UBB Codeâ?¢), Below this at the bottom right you will find a Capsule (IMAGE)
9 - Right click on this (IMAGE) and a window will open with instructions to enter your URL in the Window, do it now.
Then click on OK.
10 - This will alter your url to a form that will open the Picture in your Post.
11 - You may continue to enter text or a new URL or Photo URL.
---- I hope this will be helpful to you and any others that have problems in this area ----
this is copied by this method from the top of the "Post Reply Page",
http://forums.lugerforum.com/lugerforum/lugerlogo.jpg 
This is how easy it works. You can Check it out by trying it in the "Post Reply Page" thats how I did this Tutorial
ViggoG
PS: The same method works in The Private Message Feature here on the Forum.
The URL method works for E-mail on the net.
ViggoG