Arron,
the absence of a manufactures mark on the toggle bugs me and I have no answer for that. Check the books to see if you have a long frame or a short frame. If your gun has a long frame then you could have a 1908 navy. They did not have a chamber date on them. The double crown/M on the left side of the receiver suggests that it is not a commercial but not absolutely. A commercial would most likely have a single crown/N on the left side. Look on the bottom of the front of the side plate to see if a serial number is there.
See page 211 of John Walters "The Luger Book". He says, "In addition to the prewar examples that can justifiably claim to be genuine navy commercial Parabellums, some post 1920 guns were made from canniblized parts."
The $985 price is a good price. But I would study up on the gun before I messed with it too much. The 1908 commercial was not a big seller and I believe you will find some variance of manufacture. Also study up on the post war variances. A lot of things happened during the 1908 period and in the post war period in the commercial market. You may have something thrown together but you may not.
Big Norm
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