I am dropping out of Paypal. There is a $2000 total spending limit for purchases on eBay. Once you reach that cumulative limit you may not use Paypal unless you become "confirmed" by providing Paypal with your bank account information. I do not feel there is any legitimate reason for this invasion of privacy. All my purchases through Paypal are billed to my credit card. Since Paypal has my credit card account information, they can check on my credit status and confirm that my bills are paid completely and on time. Access to my complete banking records serves no purpose other than opening up another possible avenue for nuisance offers for unwanted services and possibly fraudulent use of the account. Even though Paypal probably deserves a good reputation for security, there is no excuse for subjecting its users to another path to identity theft.
I will miss the convenience of Paypal. End of soapbox. <img border="0" alt="[soapbox]" title="" src="graemlins/soapbox.gif" />