Has Lugerman not always had Option #2 listed here:
https://lugerman.com/luger-45/
Payment options:
1) Full payment + Shipping
2) 50% Now and 50% + Shipping 2 weeks prior to delivery time
3) $2000 down and $500 a month till paid in full/or delivery time
4) Full or partial trades are welcome
Seems like a good way to reduce financial exposure by 50%.
Moot point for me, considering I live in California. Not on the approved handgun roster.