The catch is more of not increasing value, but would you ever get your money back. A good refinish is at least $200-$300 and a 'restore' is probably $1000
I personally don't like to refinish a gun, however, I did it to a G date that had been nickel plated and the nickel was coming off and I did it for my own S&W that I let get wet and got rust pin pricks on it.
It came down to that I wanted it nice and had S&W do it for me, so its a personal choice. You can't stand how it looks, then sell it or fix it IMHO...
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