Thanks Ratdog, they almost had it, it comes down to this (with no spaces)
[URL=http://boards.rennlist.com/lfupload/Kunr.jpg
This needs to be UBB code and [b]not[/b] html, so it would look like this (with no spaces)
=http://boards.rennlist.com/lfupload/Kunr.jpg
and if you want the picture to show up on the page, then you do this (with no space after the .jpg):
[img]=http://boards.rennlist.com/lfupload/Kunr.jpg [/img]
To those with a engineer background, think of it like this, you are telling the comptuer what to look for, the URL tells it to show up as a link, then IMG tells it to show it as a picture. Computers are as smart as what we tell them to do.
Ed