[rhuff]

I would be most uncomfortable in taking out a loan to purchase a Luger....in fact, I would not do it!! Perhaps, I just don't want it bad enough. That said, I have never purchased a car on time, but have never owned a new car either. We all have to do what is comfortable with our way of thinking. If a real necessity comes up, and I need money.....then, no question about taking out a loan if there is no other way around it.