I would never use a password and login while using a free public wifi. That is very old news.
As for putting the onus on unsecure browsers using an private network with a login using WPA/WPA2 with TKIP/AES encryption - that's would be the problem of the website admins "because"? Exactly? You want us to encrypt the data over circuits we don't control?
Tell me how that works - even if I throw out an encrypted data stream oven an unsecured network - and to what level of encryption would make you feel "safe"...
And we should all be worried about this because you share personal bank/credit card/SSN/financial data on this site?
No you don't.
John D.
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