Seller is listed in South Dakota; 3% added for CC. Plus $25 S&H. That's an additional $76 plus whatever your local FFL receiver charges. Call it an additional $100.
Central NY gets hit hard in Winter; if you really need your truck, good tires might be more important. I just bought two more for my SUV from
Tire Rack; shipped to my home. Kept the two old ones for spares, tread still legal, just uneven.
I can walk to my supermarket (and have), so getting stuck in a snowstorm isn't life threatening. It has an ATM; I have direct deposit.
Decisions, decisions. Once upon a time, when I was just out of the military and attending SUNY @ Buffalo on the GI Bill [ridiculously underfunded], I had to decide whether to feed my dog for a day or two until my check arrived, or feed myself.
Decisions, decisions. Tires or Lugers???