You say 'locally' but have no location in your profile...So we don't know if you have local sales tax...Or if you're buying from a dealer or an individual...
But...If it was here in my state from a dealer I'd have to pay an extra 8% sales tax...From an individual, no sales tax...And no FFL fees...And no S&H fees...
It's a bird in the hand...Is it worth two in the bush???