The term "million Dollar chip" is a tongue-in-cheek description of the small piece of wood missing just behind the base of the safety lever. It occurs when the grip is removed, and is an act of carelessness. Not a good thing, but all too common. The grip panel needs to be slightly rotated back at the base, not just lifted up from the frame to avoid this blunder.
The Million dollar chip detracts from the gun's value.
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