Mark -
Actually, you do not need a dime to move forward on such complaints.
There is a recourse which is totally free of charge.
The Attorney General in every state will have some procedures in place for consumers (including collectors such as you and I) to file a complaint of consumer fraud. Not only is the service completely free of charge, but the results become part of a permanent file which is maintained by the state's particular agency which deals with such complaints.
And it does work.
Please see more information in my earlier post to this thread on page #1.
Mauser720 - Ron
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Mauser720 - Ron
"Those who do not know history are doomed to repeat it."
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