UPS once told me, that in the companys long range plans, it was cheaper overall to them to pay off for the seldom lost package, them to "waste" thier time trying to deliver to the customer in person, can't tell you how many time I went out the front door only to see a gun setting there and never heard the door bell ring, as on a weekly basis I get 3 to 4 guns shipped here a week....but I have never had a lost or damaged gun yet....and with my own new shotgun in route right now I do not want to junks it...
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