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lew1 · 02-08-2006, 10:01 PM

I have my insurannce thru Rielly Insurance Group Inc. in Pembroke, MA. The rates are similar to Collector's Insurance.

I was with Rielly for two years and it covers weapons, knives/bayonets, holsters, cleaning rods, magazines, etc. on one policy.

I became aware of Collectors insurnce and contacted them for more information. I would be willing to switch if rates were cheaper, coverage was better, etc.

(Prior to contacting them I had read their handout I received at a gun show. I noticed two difference. The first was that I could not be sure that all of the weapon realetd items would be on one policy or not. Still have not been able to get an answer to this. The second point was that Collectors wanted all weapons of Value of $5,000 or more to be individually listed with numbers, etc and specific values. With Rielly, the only ones that had to be so listed were those with a value of $20,000 or more.

Rielly gave a lot more flexability. How many pistols do you have that are $4,000 now and what will they be in a year or so. If they go above $5,000 and you do not make a specific listing, there may or may not be coverage, but in any event, it would not exceed $5,000 in spite of the fact that it might be worth $6,000. So with the Colectors policy you would have to watch the values closely and update the policy often. When the break point is $20,000, then there is much less a problem.)

Anyhow, I contacted them and asked whether there would be one policy or not. Never received an answer.

Also I asked Collectors what were the differences between their policy and the policy offered by Rielly. I was told that Collectors did not know the difference between the policies as they had never seen a policy from Rielly. (If true, they sure do not check out their competition like the companies in other areas do.)

But when they said they did not know what was in the policy offered by Rielly, I decided not to change because (1) they either were not competent or were not telling me the truth and (2) perhaps they did not want to tell me because their policy was inferior to the one offered by Rielly.

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02-08-2006, 10:01 PM	#12
lew1 Lifer Lifetime Forum Patron Join Date: Aug 2002 Location: Kentucky Posts: 1,108 Thanks: 82 Thanked 204 Times in 112 Posts	I have my insurannce thru Rielly Insurance Group Inc. in Pembroke, MA. The rates are similar to Collector's Insurance. I was with Rielly for two years and it covers weapons, knives/bayonets, holsters, cleaning rods, magazines, etc. on one policy. I became aware of Collectors insurnce and contacted them for more information. I would be willing to switch if rates were cheaper, coverage was better, etc. (Prior to contacting them I had read their handout I received at a gun show. I noticed two difference. The first was that I could not be sure that all of the weapon realetd items would be on one policy or not. Still have not been able to get an answer to this. The second point was that Collectors wanted all weapons of Value of $5,000 or more to be individually listed with numbers, etc and specific values. With Rielly, the only ones that had to be so listed were those with a value of $20,000 or more. Rielly gave a lot more flexability. How many pistols do you have that are $4,000 now and what will they be in a year or so. If they go above $5,000 and you do not make a specific listing, there may or may not be coverage, but in any event, it would not exceed $5,000 in spite of the fact that it might be worth $6,000. So with the Colectors policy you would have to watch the values closely and update the policy often. When the break point is $20,000, then there is much less a problem.) Anyhow, I contacted them and asked whether there would be one policy or not. Never received an answer. Also I asked Collectors what were the differences between their policy and the policy offered by Rielly. I was told that Collectors did not know the difference between the policies as they had never seen a policy from Rielly. (If true, they sure do not check out their competition like the companies in other areas do.) But when they said they did not know what was in the policy offered by Rielly, I decided not to change because (1) they either were not competent or were not telling me the truth and (2) perhaps they did not want to tell me because their policy was inferior to the one offered by Rielly. . __________________ charlie